Protect Yourself from Online Fraud

Internet fraud is something everyone has to worry about these days. While the internet has certainly made life easier for individuals and businesses alike, there is always a risk of identity theft. By taking a few precautions, you can greatly reduce the risk to yourself and your business. The FBI provides information on prevalent fraud schemes on their website, as well as tips to avoid common scams, both on and offline. Consider a few of the tips below before conducting an online transaction and help keep your personal and business identities safe.

• There is no reason to give your social security number in order to conduct business online.
• When making a purchase, make sure you are doing so from a reputable source.
• Research the individual company you are dealing with to be sure they are legitimate.
• Obtain a physical address and phone number rather than a post office box. Call the company directly to be sure that the contact information is legitimate.
• Don’t judge a company by its website. Websites can be created easily.
• Inquire about warrantees and return policies.
• Be cautious when dealing with companies outside of your own country.
• If possible make purchases with your credit card, since you can often dispute your purchase if something goes wrong.

You can find a complete listing of online safety tips and common fraudulent practices at www.fbi.gov. It is always a good idea to be proactive when keeping your business and personal identities safe from online fraud. A few extra moments of your time could save you from having to repair avoidable damage.